What Salary Do You Need to Live in Oklahoma City

Full article 16 min read

Oklahoma City is the capital and largest city of Oklahoma. The city is located in the central part of the state, on the Interstate 35 Corridor between Dallas, Texas, and Wichita, Kansas. Oklahoma City’s nickname is “The Big Friendly,” partly due to its large size and central location. The city is known for its cowboy culture and Western heritage and its diverse array of attractions, including the National Cowboy & Western Heritage Museum, the Oklahoma City Zoo, and the Myriad Botanical Gardens. Oklahoma City is also a hub for arts and entertainment, with a thriving music and theatre scene. Oklahoma City is a truly unique place to live with its rich history and vibrant culture.

If you’re moving to Oklahoma City, you’ll need to know what salary you need to live comfortably. Living in Oklahoma City is relatively affordable, but your salary will still need to be enough to cover your basic expenses. Here’s a list of what you can anticipate paying for some typical expenditures in Oklahoma City, but, exactly, what are these specific expenditures?

Where Does Your Salary Go Living In Oklahoma City?

The cost of living in Oklahoma City is relatively affordable, and your dollar will go a long way in this Midwestern city. Here’s a breakdown of where your salary might go if you live in Oklahoma City.

Housing is one of the most significant expenses for any household, and that’s no different in Oklahoma City. Utilities are another considerable expense, but they tend to be reasonably affordable in Oklahoma City. Transportation costs can also add up, especially if you rely on a car to get around. You also need to consider the expenses of food, healthcare, childcare, and other miscellaneous costs like entertainment.


Costs of Real Estate

Real estate in Oklahoma City is very affordable, especially compared to other major metropolitan areas. The median home price in Oklahoma City is $247,758, which is relatively affordable compared to other major cities. The median rent price is $776.12, which is also quite affordable. If you’re looking to buy a home, you’ll need at least a 3.5% down payment. Oklahoma City has housing costs 29% lower than the national average.

The cost of housing depends on several factors, including the size and location of the home. For example, a one-bedroom apartment in Automobile alley, Deep Deuce, and Asian District Oklahoma City will cost more than a three-bedroom house in a suburb. Oklahoma City is an excellent place to purchase a home if you are looking for a primary residence.

Cost of Transportation

Gasoline and transportation costs are 16% less expensive than the national average. Transportation costs in Oklahoma City will vary depending on how you get around. If you rely on a car, you’ll need to factor in the cost of gas, insurance, and maintenance. The cost of gas in Oklahoma City is 2.18 per gallon, which is cheaper than the national average. You can also use public transportation to get around Oklahoma City. The cost of a monthly pass for the bus system is $25, and a monthly pass for the light-rail system is $29.50. The cost of a taxi ride is $2.50, and the cost of an Uber ride is $8-10. If you’re looking for a more affordable way to get around, you can always bike or walk.

In Oklahoma, EMBARK is a multimodal transit provider in Oklahoma City, with fixed-route bus service (23 routes), the OKC Streetcar, accessible paratransit transportation, river ferry transportation, and bicycle sharing.

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Oklahoma City residents pay various taxes, including sales tax, property tax, and income tax. The sales tax rate in Oklahoma City is 4.125%, which is lower than the state sales tax rate of 4.5%. The property tax rate in Oklahoma City is 0.87%. Lastly, the income tax rate in Oklahoma City is between 0.25% to 4.75%.

While taxes can be a burden, they are also necessary to fund vital public services, such as education, public safety, and infrastructure. As such, residents need to be aware of the different types of taxes they are responsible for paying.

Cost of Utilities

Oklahoma City is served by several utility providers, including electric, gas, water, and sewer. The city’s utilities are regulated by the Oklahoma Corporation Commission, which is responsible for ensuring that service is safe and reliable. Customers can choose from various providers, and rates are determined by the type of service and the provider’s terms and conditions. Utility prices are 8% less than the national average.

The cost of utilities in Oklahoma City will vary depending on the type of residence you live in. For example, the average monthly electric bill for a one-bedroom apartment is $154.08, and the average monthly natural gas bill is $30. The average monthly water bill is $18.38, and the sewer base charge is $7.14.

While utility costs can be high, there are ways to save money on your monthly bills. For example, you can participate in a utility conservation program, which offers incentives for reducing your energy consumption. You can also install energy-efficient appliances and light bulbs. These measures can help you save money on your utility bills and also help to protect the environment.

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Healthcare in Oklahoma City

The cost of healthcare in Oklahoma City is 9% lower than the national average. The average expense of a specialist appointment in Oklahoma City is $100.41, whereas dental treatment costs an average of $86.26. On average, veterinary care for your pet kitten or hamster will set you back about $46.79. Many hospitals and clinics are located throughout the city, such as INTEGRIS Health, OU Medical System, and Mercy Hospital.

In Oklahoma City, there are several options for health insurance. The most popular type of health insurance is employer-sponsored health insurance, covering about 61% of the population. The second most popular type of health insurance is Medicaid, covering about 19% of the population. Other types of health insurance include individual health insurance, Medicare, and TRICARE.

It is important to have health insurance to protect yourself and your family from the high cost of medical care. Without health insurance, you may be responsible for paying 100% of your medical bills, leading to financial hardship.

If you are planning to move to Oklahoma City, it is important to research the cost of healthcare in the area. This will help you budget for your medical expenses and ensure that you have access to the care you need.

Cost of Food

The cost of food in Oklahoma City is 9% lower than the national average. The average expense for a meal at a restaurant is $12, and the average grocery bill is $98.48. A gallon of milk costs an average of $1.76, a dozen eggs cost $1.64, and a loaf of bread is $3.02.

Several grocery stores are located throughout the city, such as Walmart, Target, and Sprouts Farmers Market. There are also a number of farmer’s markets, which sell fresh produce and other food items.

The cost of food will vary depending on your dietary needs and preferences. For example, if you eat out frequently, you can expect to spend more on food than someone who cooks most of their meals at home. Similarly, if you have special dietary requirements, such as gluten-free or vegan foods, you can expect to pay more for these items.

However, there are ways to save money on food costs. For example, you can cook at home more often, and you can buy in bulk when possible. You can also join a food co-op, which is a group that buys food together at a discount.


Childcare Costs

In Oklahoma City, OK, the average cost of a child care provider is $12.30 per hour. You can anticipate paying an hourly fee ranging from $7.25 to $20.

There are a number of different types of childcare facilities located throughout the city, such as daycare centers, home-based daycares, and nannies. The cost of childcare will vary depending on the type of facility and the age of your child.

It is important to research the cost of different types of childcare in order to find the option that best suits your needs. For example, if you are working full-time, you may need to use a daycare center. If you are working part-time or have a flexible schedule, you may be able to use a home-based daycare.

It is also essential to consider the quality of childcare when making your decision. Some daycare centers are better than others, and some nannies are more experienced and reliable. It is worth paying a higher price for quality childcare to provide your child with the care and attention they need.

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Miscellaneous Expenses

In addition to the standard cost of living expenses, there are a number of miscellaneous costs that residents of Oklahoma City should be aware of. Entertainment is one such cost. While there are a number of free or low-cost options available, such as parks and museums, many residents also enjoy going to movies, concerts, and sporting events. Personal care is another typical miscellaneous expense. This can include items like haircuts, manicures, and massages. While these services are not essential, they can help to improve one’s quality of life. As a result, it is important to factor them into one’s budget when planning for living expenses in Oklahoma City.

Understanding the Job Market

Oklahoma City’s job market is booming, thanks to the state’s thriving economy. The unemployment rate is at a record low, and job growth has been strong in a variety of industries. In particular, the oil and gas industry has been booming in recent years, providing a significant boost to the local economy. Businesses in a variety of other sectors have also been expanding, creating even more opportunities for job seekers. As a result, Oklahoma City is an excellent place to start or continue your career. With a variety of industries growing and plenty of jobs available, you’re sure to find the perfect fit for your skills and experience.

Devon Energy, OU Health, SandRidge Energy, and Chaparral Energy are some of the top employers in the city which provide maximum employment to its residents. These companies are mostly in the Oil and Energy industry.


How Much Should You Earn To Live Comfortably Well In Oklahoma City?

If you want to live comfortably in Oklahoma City, you’ll need to earn a salary of at least $56,456 per year. This figure is based on the calculation of a “living wage,” which takes into account the cost of basic necessities like housing, food, transportation, and healthcare. It also assumes that you are working full-time and earning a steady income.

Of course, this is just a general guideline. If you have a family or other dependents, you will likely need to earn more than $56,456 per year to cover all of your expenses. And if you want to live a truly lavish lifestyle, you’ll need an even higher salary. But if you’re looking to live a comfortable, middle-class life in Oklahoma City, $56,456 is a good starting point.

According to the US Department of Labor, a single person without dependents must earn $16.13 per hour to live comfortably in Oklahoma City. If only one adult is employed, the required hourly compensation for two adults with one child is $30.47. The cost of living for two parents with two children is $22.52 if they’re both working.


Oklahoma City is a great choice if you’re looking for a place to live where you can feel comfortable and have plenty of job opportunities. Thanks to its thriving oil and gas industry, the city’s economy is booming. In addition, there are many things to do in the city, from parks and museums to movies and concerts, making Oklahoma City a great place to call home. Just be sure to factor in the cost of living when budgeting for your expenses. Thanks for Reading!


Frequently Asked Questions

What is the cost of living in Oklahoma City?

The cost of living in Oklahoma City is relatively affordable. The cost of living index in Oklahoma city is 85.4.

What is the average salary in Oklahoma City?

The average salary in Oklahoma City is $56,456 per year.

Is Oklahoma City a cheap place to live?

Yes, Oklahoma City is a very affordable place to live. The cost of living is quite low in comparison to other major cities, and there are plenty of opportunities to find affordable housing. In addition, the city offers many free or low-cost activities and attractions, which can help keep your costs down.


Is Oklahoma City a good city to live in?

Residents of Oklahoma City have a comfortable standard of living, and, when combined with a reasonable cost of living, it may be an excellent place to reside.

What is the poverty wage in Oklahoma City?

The poverty wage for a single adult without dependents is $6.19 per hour. If only a single adult is working, the required hourly pay for two adults with one kid is $10.56. For two adults with two children, it’s $6.37 if they’re both working.


What are some tips for living in Oklahoma City on a budget?

If you’re looking for ways to save money while living in Oklahoma City, here are a few tips:

  • Consider finding a roommate to split costs with.
  • Look for apartments or homes in budget-friendly neighborhoods.
  • Take advantage of free or low-cost entertainment options.
  • Cook at home rather than eating out often.
  • Use public transportation whenever possible.
  • Avoid unnecessary impulse purchases.
Written by

Alex Sherr is the founder of My Long Distance Movers, a blog that provides moving information and resources for people who are relocating. He has more than two decades of experience in the moving and relocation industry, and he is passionate about helping people relocate smoothly and efficiently. When he's not writing or blogging, Alex enjoys spending time with his wife and two young children.