What Salary Do You Need to Live in Omaha?

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Move to Omaha

Omaha is the largest city in Nebraska and is situated on the Missouri River. It is a major center of commerce and is home to several Fortune 500 companies, including ConAgra and Union Pacific. Omaha is also home to a vibrant arts scene, with several museums and performing arts venues. The city is perhaps best known for its annual college world series, which attracts tens of thousands of fans from around the country. Whether you’re interested in business, the arts, or want to enjoy a unique Midwestern city, Omaha is sure to have something for you.

Omaha is a great city with plenty of opportunities for those looking to start their careers. But what kind of salary do you need to live in Omaha? So, read on whether you are thinking about moving to Omaha or are just curious about the cost of living here! This blog post will look at the average cost of living in Omaha and how much you need to make to afford it comfortably.

Where Does Your Salary Go Living in Omaha?

Omahans are known for their friendly Midwestern hospitality, but they are also frugal. The cost of living in Omaha is relatively low compared to other cities its size, which is reflected in salaries.

If you’re like most people, a large chunk of your salary goes towards paying for housing. That means you’ll be spending about 30% of your earnings on housing. Of course, other costs are associated with keeping a roof over your head, including utilities, food, healthcare, childcare, taxes, and transportation. So if you’re wondering where your salary goes living in Omaha, the answer is that a lot of it goes towards housing and other necessary expenses.


Costs of Real Estate in Omaha

Omaha is a city in the Midwestern United States growing in popularity as a destination for real estate investment. The city has a strong economy, a low cost of living, and a wide range of housing options, making it an attractive option for buyers and investors. The real estate market in Omaha is varied and active, with something to suit every budget and lifestyle. Whether you’re looking for a starter home or a luxurious downtown condo, you’ll find it in Omaha. So if you’re thinking of buying a home or investing in real estate, Omaha should be on your radar.

The cost of real estate depends on several factors, including location, size, type of property, and amenities. The closer you are to downtown Omaha, the more expensive the real estate will be. The prices also depend on whether you’re looking for a single-family home, townhouse, condo, or apartment.

Some of the best neighborhoods in the city are located in Midtown Omaha, including the Blackstone District and Dundee. These areas offer various housing options, from historic homes to new construction, and are close to shopping, dining, and entertainment. If you’re looking for a more affordable neighborhood, consider moving to one of the suburbs like Bellevue or Papillion.

  • Median 1 Bedroom Apartment Rent: $1,022/ month
  • Median 2 Bedroom Apartment Rent: $1,310/month
  • Median 3 Bedroom Apartment Rent: $1,598/month
  • Median Home Price: $268,518

Cost of Transportation in Omaha

Transportation in Omaha has come a long way since the city’s early days. In the nineteenth century, the only way to get around was on foot or by horse-drawn carriage. Today, Omaha is served by a modern network of roads, highways, and public transit. Omaha transportation expenses, such as bus fares and petrol costs, are 8% lower than the national average.

The METRO operates bus and paratransit services within the city limits. The city’s bus system is one of the largest in the country, and it provides service to all parts of Omaha. The system also includes express routes that provide quick service to major destinations such as the airport and downtown. A monthly pass for the bus system is $55, and a single ticket costs $1.25.

For those who prefer to drive, the average cost of gas is $2.40 per gallon. With its convenient location and ample parking, Omaha is a great place to get around by car.



Omaha’s tax structure is fair and equitable, but it can be confusing for taxpayers who are new to the city. The city’s general sales tax rate is 7%. Out of which, 5.5% is state tax.

Property taxes are also levied in Omaha, and the rates vary depending on the location and value of the property. Nebraska has the ninth-highest average effective property tax rate in the United States, at 1.61 percent. The typical Omaha homeowner pays $2,787 each year in property taxes. In addition, the income tax is between 2.84% to 6.84% for residents.

Taxpayers who are unsure about which taxes apply to them should consult with a tax professional or the City of Omaha’s Finance Department.

Utilities Costs

Utilities in Omaha are some of the lowest in the country. The average monthly cost for utilities, including electricity, gas, water, and trash removal, is $174.68. This is significantly 14% lower than the national average. Omaha residents can save even more on their utility bills by taking advantage of energy-efficiency programs offered by the city. These programs provide rebates and discounts on energy-efficient appliances and tips on how to conserve energy.

Omaha is served by various utility providers, including electric, gas, water, sewer, and trash services. Omaha Public Power District (OPPD) is the city’s primary electric utility provider. OPPD serves over 500,000 customers in eastern Nebraska and southwestern Iowa. Metropolitan Utilities District (MUD) is Omaha’s natural gas utility. MUD provides service to over 200,000 customers in the Omaha area. The City of Omaha provides water and sewer services to residents and businesses within the city limits. In addition, Omaha has several private trash and recycling companies that provide services to residential and commercial customers. As a result, there are various options for utilities in Omaha.


Healthcare in Omaha

Omaha is home to several excellent hospitals and healthcare facilities. The city’s hospitals include Alegent Creighton Health, CHI Health, Methodist Hospital, and Nebraska Medicine. These hospitals offer a wide range of services, including emergency care, surgery, and cancer treatment. In addition, Omaha is served by several clinics and medical practices.

Omaha has a low cost of living, which extends to healthcare costs as well. Healthcare in Omaha is just 1% more expensive than the national average. This makes Omaha an affordable place to live for families and individuals who need access to quality healthcare.

  • A routine doctor’s visit: $11.37
  • Dentist: $95.68
  • Veterinary: $48.48

See Also: Types of Moving Insurance: Moving Insurance & Valuation Coverage

Childcare in Omaha

Childcare is one of the high costs that can add up when raising a family. The typical hourly compensation of a childcare provider in Omaha, NE, is $13.80. A childcare provider’s typical gross weekly wage in Omaha, NE, is $483 per week ($13.80 per hour × 35 hours).

Families can find a quality, affordable childcare in Omaha through various providers, including daycare centers, nannies, and babysitters. In addition, the city offers several resources and programs to help families with the cost of childcare.

Omaha’s public schools are highly rated, and many offer before- and after-school programs that can provide families with additional support. The city also offers a number of subsidy programs that can help families with the cost of childcare.

Cost of Food

The cost of food in Omaha is relatively affordable. The average cost for groceries is 6% lower than the national average. This includes the cost of essentials such as milk, bread, meat, fruits, and vegetables.

Omaha residents can save money on their grocery bills by taking advantage of discounts and coupons. In addition, the city’s farmers’ markets offer fresh, local produce at reasonable prices.

Omaha is home to a number of excellent restaurants, ranging from casual to fine dining. Some of the best restaurants in the city are The Boiler Room, Dundee Dell, The Grey Plume, and Papillion La Vista Community Center. However, meals out can add up quickly. Omaha residents can take advantage of happy hour specials and other discounts to save money on dining.

  • A meal at a mid-range restaurant: $75 for 2 People
  • McMeal at McDonald’s (or Equivalent Combo Meal): $8.69
  • A loaf of bread: $3.14
  • A gallon of milk: $1.83
  • A dozen eggs: $1.71


Miscellaneous Costs in Omaha

Omaha is a relatively affordable city, but some costs can still add up. Entertainment costs, such as going to the movies, can be higher than in other cities. Personal care costs, such as going to the gym, can also be higher. However, there are ways to save on these costs. For example, many movie theaters offer discounts for students and seniors. There are also a number of free or low-cost gyms in Omaha. So, while there are some cost considerations to keep in mind, it is possible to find ways to save.

There are many other things to do in Omaha which can be free of cost, like visiting the Heartland of America Park, going on a walking tour of the Old Market, visiting the Lauritzen Gardens, or taking a scenic drive down Highway 75.

  • A movie ticket: $11.00
  • Avg. cost of tennis court rent: $43.33/hour
  • Monthly gym membership: $38.93

Understanding the Job Market in Omaha

The job market in Omaha is relatively stable, with various industries represented. The city’s biggest employers are in the healthcare, education, and manufacturing sectors. However, there are also many opportunities in the service industry and retail and hospitality. In recent years, Omaha has seen an influx of startups and small businesses, so there is also a growing need for skilled workers in the tech and business fields. Overall, Omaha offers a good mix of employment opportunities for job seekers of all backgrounds and experience levels. The cost of living is also relatively affordable, making it an attractive option for families and individuals alike.

Some of the employers who provide employment include:

• Offutt Air Force Base


• Nebraska Medicine

• Methodist Health System

• Fiserv

• Mutual of Omaha

• Union Pacific Railroad

• First National Bank

• TD Ameritrade

• PayPal

• Creighton University

• Boys Town

• Blue Cross & Blue Shield of Nebraska

• Horseshoe Casino Council Bluffs

• Valmont Industries


How Much Should You Earn to Live Comfortably Well in Omaha?

Omaha is a relatively affordable city, and the cost of living is lower than the national average. The median household income in Omaha is $53,958, and the median family income is $45,560. To live comfortably in Omaha, you would need to earn an annual salary of at least $48,751. This would allow you to cover the costs of housing, transportation, childcare, and other necessary expenses.

According to the US Department of Labor, a single person living without dependents must earn $17.30 per hour to live comfortably in Omaha. If only one adult is employed, then the required hourly compensation for two adults with one child is $32.42.The cost of living for two parents with two children is $24.33 if they’re both working.

See Also: Moving to Lincoln, Nebraska – A Relocation Guide for 2022


Moving to Omaha can be a great decision for many people. The city offers a stable job market, affordable cost of living, and a variety of things to do. When considering a move to Omaha, it is important to factor in the cost of living and your expected salary. To live comfortably in Omaha, you should earn an annual salary of at least $48,751. With a little planning and budgeting, you can enjoy all that Omaha offers without breaking the bank.

Frequently Asked Questions

How much does it cost to live in Omaha?

The cost of living in Omaha is relatively low. The cost of living in Omaha is 8% lower than the national average.

How much should you earn to live comfortably in Omaha?

If you want to live comfortably in Omaha, you’ll need to earn a salary of at least $48,751 per year.


What is the cost of living for a single person in Omaha?

The cost of living for a single person in Omaha is $1,017 per month without rent.

What is the cost of living for a family of four in Omaha?

Living for a family of four in Omaha is $3,632 per month without rent.

What is the minimum wage in Omaha?

The minimum wage in Omaha is $9 per hour.

What is the Crime Rate in Omaha?

The crime rate in Omaha is 37.61 per 1,000 residents.


What is the Unemployment rate in Omaha?

The unemployment rate in Omaha is 2.9%.

What is the average monthly energy bill in Omaha?

The average monthly energy bill in Omaha is 144.02.

What is the average monthly phone bill in Omaha?

The average monthly phone bill in Omaha is 153.52.

Written by

Alex Sherr is the founder of My Long Distance Movers, a blog that provides moving information and resources for people who are relocating. He has more than two decades of experience in the moving and relocation industry, and he is passionate about helping people relocate smoothly and efficiently. When he's not writing or blogging, Alex enjoys spending time with his wife and two young children.